Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency, located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is dedicated exclusively to serving the insurance needs of contractors operating right here in the Phoenix area. We understand the unique risks and responsibilities that come with managing construction projects, managing equipment, and overseeing a business built on craftsmanship and reliability.
At The Contractor's Choice, we are not just another insurance provider. We are a specialized agency focused solely on the contractor niche. This specialization allows us to offer tailored insurance solutions that address the specific challenges faced by businesses like yours in this industry. Whether you're a seasoned veteran or just starting out, your success hinges on having the right protection in place.
Our team at The Contractor's Choice possesses deep industry knowledge. We understand the complexities of construction contracts, project timelines, safety regulations, and the types of liabilities you might encounter. We work closely with leading insurance carriers to secure competitive rates and comprehensive coverage options designed specifically for contractors. Our goal is simple: to provide you with the peace of mind you deserve so you can focus on what you do best – delivering exceptional work.
We offer a range of insurance products crucial for contractors operating locally:
General Liability Insurance: Protects your business from claims of bodily injury, property damage, or personal injury that might occur on your job sites or due to your business operations. Commercial Property Insurance: Safeguards your tools, equipment, vehicles, and potentially your business premises (like an office or job site trailer) against damage from events like fire, theft, or natural disasters. Workers' Compensation Insurance: Essential coverage to protect your employees and your business, providing benefits if they are injured on the job. Commercial Auto Insurance: Tailored coverage for the vehicles used in your business, including trucks, vans, and specialized equipment, offering protection against accidents and related liabilities. Business Owner's Policy (BOP): A convenient package often combining General Liability and Property Insurance, frequently offered at competitive rates for eligible contractors. Inland Marine Insurance: Covers movable property while in transit or temporarily off the premises, protecting items like tools, materials, and equipment.Choosing The Contractor's Choice means partnering with a local agency that understands the Phoenix building and construction landscape. We are committed to providing personalized service, navigating the complexities of insurance policies, and being there to support you when claims arise. Our local presence allows us to understand the specific risks contractors face in this region and tailor your coverage accordingly.
We pride ourselves on building long-term relationships with our contractor clients. We listen to your needs, explain policy details clearly, and work diligently to ensure you have the protection you need to succeed in your business. Don't leave your insurance needs to chance. Let The Contractor's Choice handle the complexities so you can focus on building a successful, lasting career in construction.
Reach out to us today at 844-967-5247 or visit our website at https://contractorschoiceagency.com/ to learn more about how we can help protect your business and your livelihood. Experience the difference that specialized contractor insurance can make for your operations right here in Phoenix.
Frequently Asked Questions (FAQs)
Q1: What types of contractors do you serve?
A: We specialize in serving a wide range of contractors operating locally from our Phoenix office. This includes general contractors, specialty trade contractors (like electricians, plumbers, HVAC technicians, drywall hangers), construction managers, equipment operators, and businesses involved in commercial or residential building projects within the Phoenix area.
Q2: Why should I choose a specialized contractor insurance agency like yours instead of a general insurance provider?
A: Choosing a specialized agency like The Contractor's Choice means you benefit from our deep understanding of the construction industry. We know the specific risks you face, the terminology used in contractor insurance, and the types of coverage that are most relevant to your business. We can navigate the complexities of contractor insurance more effectively and tailor policies to address your unique Phoenix-area operations.
Q3: What is included in a typical contractor insurance package?
A: A typical package for contractors often includes General Liability (covering third-party injuries or property damage), Commercial Property Insurance (covering equipment, vehicles, and materials), Workers' Compensation (required for most employees), and Commercial Auto Insurance (for business vehicles). We also offer specialized coverages like Inland Marine and Cyber Liability, tailored to your specific needs. We'll create a customized quote reflecting the exact coverages you require.
Q4: How does the claims process work for contractors?
A: If a claim arises, we guide you through the process step-by-step. You'll report the incident to us immediately, and our team will investigate, gather necessary information, and liaise with the insurance carrier on your behalf. Our goal is to handle the complexities of the claim so you can focus on resolving the issue at hand and minimizing disruption to your business operations in Phoenix.
Q5: Can you help me find affordable insurance rates for my contracting business in Phoenix?
A: Absolutely. While cost is important, we believe in providing appropriate coverage. We work with multiple insurance carriers to compare rates and find the best value for your specific situation and risk profile. Factors like your business type, years in operation, project value, safety record, and the specific coverages selected will influence your premium. We'll provide a competitive quote and help you understand the costs involved for contractors operating locally.